Mortgage Consultant
We make the home loan process as simple as possible by guiding you through every step.
1996 Washington Valley Road
Mark Sanders, NMLS# 233908, is a Senior Mortgage Consultant with Prosperity Home Mortgage. Mark has been in Mortgage Banking for over 20 years and has helped over 1,500 customers achieve the Dream of Home Ownership. Mark has originated and funded Half a Billion Dollars in Residential Mortgages in his career.
Mark has been recognized in the New Jersey Monthly Magazine as a “Five Star Mortgage Professional “. He is a multiple winner of that prestigious award.
Mark has received a 5.0 rating (on a scale of 1 to 5 with 5 being the best) thru Social Survey. Mark Graduated from Western Michigan University with a Bachelor’s Degree in Business Administration. He Majored In Finance and has an Accounting Minor.
Mark resides in Bucks County with his wife and 4 children. In his spare time he coaches Baseball, Football and Wrestling. Mark enjoys giving back to the community.
“When financing the single most-largest investment of your life, make sure you do it right, they decision you make could save you or cost you tens of thousands of dollars over the life of your mortgage”.
Visit us in Fort Myers, FL
About ME
Empowering Our Community Through 18 Years of Expert Lending Support.
With over 18 years of personal lending experience, I've had the privilege of assisting over 1500 clients, and we're committed to continuing our legacy of community impact and client satisfaction.
18
+ Years
1500
+
Ask Us About
Pathway To Prosperity
Ask Us About
Pathway To Prosperity
I'm here to answer allyour mortgage questions
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
What our customers are saying
Mark is very personable and easy to work with, he made our entire process of purchasing our first home very easy to understand. I would highly recommend him!
Portal/docs upload experience was the best of the lenders I was considering.
Great experience
Amazing service
Mark always made himself available to me and helped me every step of the way. He answered all my questions and made the process as smooth and easy as possible. I would recommend Mark to anyone looking to buy a home.
Marks communication was exceptional. Anytime I needed something, he answered in a timely manner
Everyone at Prosperity Mortgage was a pleasure to work with! Very helpful, responsive, trusting, and caring.
Mark made my first time experience go very smoothly
CLients were very satisfied.
Mark Sanders is a phenominal lender. He made the process so easy for us, and navigated us with any questions we had. It really was a pleasure working with him during the home-buying process. Mark represents the company very greatly, and I am grateful for Prosperity.
Refinancing with Mark was an outstanding experience. He guided me seamlessly through each step, was incredibly responsive, and helped me secure a significantly better rate. I highly recommend him to anyone considering a refinance!
Mark’s communication and availability made it easy to feel comfortable as first time home buyers
Mark was available at every call,text and email I sent . No matter how frustrated I became with the process as a first time home owner, Mark reassured me and help me understand any issues I was having . I’m glad Mark was the consultant my realtor recommended me to !
He’s always on top of everything!!
Anytime we had questions or needing anything, Mark would respond almost immediately. He guided us through a long year of looking at houses, checking in with us during the lulls, and providing us ample support when making offers.
You accommodated our closing, even when it was a short turnaround with some unexpected delays. Your team was professional, helpful, and proactive. You helped to make the entire home buying process clear and smooth. We really felt like we had people in our corner!
Mark ia a wonderful partner in this process - always available- always quick to respond to any and all questions! Knowledgable and on top of everything
Mark was always responsive to my questions and concerns and readily available most of the time, including weekends whenever I needed to reach him. He puts in great effort to ensure that his clients' needs are met and I highly recommend Mark to anyone that is need of a mortgage consultant.
Mark is very personable and easy to work with, he made our entire process of purchasing our first home very easy to understand. I would highly recommend him!
Portal/docs upload experience was the best of the lenders I was considering.
Great experience
Amazing service
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"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."
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